English Lessons

DIRECTIONS: Read the following and answer all the questions?
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Morgan Stanley Smith Barney is the latest company behind Sony and Epsilon to have its customers' personal data compromised.
The investment firm notified 34,000 of its clients late last month that two CD-ROMs containing sensitive information had gone missing after being sent to the New York State Department of Taxation and Finance for standard tax reporting purposes. The package did reach the department intact; however, it disappeared at some point after delivery.
The missing information includes names, address, account numbers, tax identification numbers, the amount of money clients earned on 2010 investments and in some cases Social Security numbers.
"It would be difficult to get into these investment accounts," says Chris Maag, the reporter at Credit.com who broke the story earlier this week after one of his colleagues received a notification letter from Morgan Stanley that their information is in jeopardy. "But if however you were to get this, you would have the names, home addresses and social security numbers of people you know to be pretty high net income, high net wealth. And that's valuable information. That right there could be sold on the black market for quite a bit of money."
The investment firm told Maag in a phone interview that, to date, "There's no evidence that there was any criminal intent here, or actual misuse of this information."
But until the CD-ROMs are safely located, there is really no way to know this for sure. The uncertainty over the matter is heightened by the fact that the investment firm only password-protected the disks and took no steps to encrypt the files.
"It's kind of like they did the bare minimum, but they did not take the extra step to encrypt [the information]," says Maag, who joined The Daily Ticker's Aaron Task. "They are going to look into changing and enhancing their security procedures from here on out and they are going to look into improving how to send this information to the state."
In letters to its clients whose Social Security numbers have been placed at risk, Morgan Stanley says it will pay for credit-monitoring services. All other clients involved in the data breach were advised to self-monitor accounts for any unusual activity.Dallas Cowboys receiver Roy Williams is going to court to get back the $76,000 engagement ring he gave to a former beauty pageant winner.
In February, Williams proposed to his girlfriend, Brooke Daniels. When she turned him down, Daniels didn't return the ring. According to Williams' affidavit that was filed in a Texas court last week, he asked for the ring back but was told by Daniels that she had lost it. An insurance investigation later revealed that Daniels' father was in possession of the ring.
Michael Daniels told the Odessa American that his daughter will return the ring to avoid the lawsuit even though he says he has documentation saying Williams told her to keep it.
Pretty standard stuff, right? Minus the price tag, this is a dispute that probably happens every day in the United States. Except it's not because most people don't propose the way Roy Williams did.
From the Odessa American:

Williams has declined to comment for the story, but in an affidavit signed by Williams, he claims he sent $5,000 for school and dental bills, a baseball for Daniels' brother and — as a surprise — a recorded marriage proposal with the ring through the mail just before Valentine's Day to Daniels. However, when Daniels declined the proposal, she did not return the ring.

He recorded a marriage proposal and then sent the ring through the mail? Unless you're a soldier stationed overseas, that's just about the lamest thing I've ever heard. If you proposed through the mail, wouldn't you not want other people to hear that? I'd consider eating the $76,000 just so I didn't have to tell anyone.

It's a shame Daniels is giving the ring back and avoiding trial because we may have learned the specifics of how Williams went about this process. Was it a video proposal? Did he record it in song form? And how did she reject him, with a return receipt?
 A. TRUE
B. FALSE

Morgan Stanley Smith Barney is the latest company behind Sony and Epsilon to have its customers' personal data compromised?
A. TRUE
B. FALSE