The Guide to Repairing Your Credit

The Guide to Repairing Your Credit

Credit... Oh credit. It's one of the myriad of marvels is the 21st century that has evolved to control the world as we know it. In the extensive history of the world, in the entire history of time; there have been trades between individuals to achieve certain ends. One other way to help your credit score is making advance payments on loans or better yet making extra payments whenever you have the money. Call 866.659.1648 right now for free consultation with a credit repair coach.

In the beginning; when people couldn't afford to pay for things they sold themselves or were killed, which would seem drastic by today's standards. After an extensive history of violence and terror; humans decided that it would try something different and just punish people in worse ways- raping and pillaging their credit ratings until they couldn't even open bank accounts or apply for anything, or even buy the things they needed. Call 866.659.1648 right now for free consultation with a credit repair coach.

A good analogy for fixing bad credit is like breaking a bad habit or losing weight. Opportunities that seem to appear and "magically" fix your credit overnight are probably scams; because it takes time and it takes effort, plus bureaucracy filing paperwork. It also takes figuring out what you can do right away to try and fix your situation. 

Call 866.659.1648 right now for free consultation with a credit repair coach. The first three things to do are first checking your credit report, making all your payments on time, and finally reducing the amount of debt you owe.

The very first step to completely repairing your credit is requesting a free copy of your credit report. Hey, if you don't, you don't know if they made a mistake, and they probably did. Often, mistakes are made when calculating your accounts, and you can take advantage of their mistakes. When you look at your credit report, pay attention to late payments listed incorrectly, and that the amounts you owe on open amounts are correct; and if there's discrepancies, you need to take the right channels to solve the problem, which includes a

Dispute letter.

Here's an example you can follow to write it all out properly:

Name

Address

City, State, Zip Code

(Date)

Complaint Department

(Company Name)

(Street Address)

(City, State, Zip Code)

To whom it may concern:

I'm contacting you to dispute the following information in my file. I have enclosed a copy of the dispute and circled all relevant details. This item (identify dispute) is inaccurate because (describe why). I am requesting this item to be removed from my record to correct this information.

I've enclosed copies of (payment records, court documents) supporting this position; please investigate this/these matters and delete/correct them as soon as possible.

Sincerely yours; (Your Name Here)

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